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Repair Procedure Issue

Our client’s 2015 Ford F-250 was damaged. Our client filed a collision claim with their carrier Progressive Insurance for the loss. Progressive issued a loss statement/repair estimate for $5,934.16 before the deductible. Our client’s collision facility issued a preliminary loss statement/repair plan for $9,604.83 to return 2015 Ford F-250 to its pre-loss condition. Our client came to us for assistance with the $3,670.67 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition.

As a result of going through the appraisal process in the policy, Vehicle Value Experts came to a binding agreement with the Progressive independent 3rd party appraiser for $9,000.00 as the loss statement/ repair cost to return our clients 2015 Ford F-250 back to its pre-loss condition.

The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $3,257.45 or 51.7% from the Progressive loss statement/repair estimate of $5,934.16. Through the invoking of the Progressive policy right of appraisal our client has been made whole for their loss with no out-of-pocket expense other than their deductible.