Repair Procedure Loss | Auto Claim Specialists

2015 Nissan Altima
Repair Procedure Issue

September 13, 2021 by Robert McDorman

REPAIR PROCEDURE ISSUE:

Posted September 13, 2022

Our client’s 2015 Nissan Altima was involved in a Hailstorm. Our client filed a comprehensive claim with his carrier Texas Farm Bureau Insurance for the loss. Texas Farm Bureau issued a loss statement/repair estimate for $8,343.33 before the deductible. Our client’s certified collision facility issued a preliminary loss statement/repair plan for $11,496.01 to return the 2015 Nissan Altima to its pre-loss condition. Texas Farm Bureau deemed our client’s vehicle an Economic Total Loss and offered our client $12,217.00 for his Altima. Our client wanted his Altima repaired and came to us for assistance with the loss dispute over Repair or Replace.

As a result of going through the appraisal process in the policy, our subsidiary Vehicle Value Experts came to a binding agreement with the Texas Farm Bureau independent 3^rd party appraiser for $15,300.00 as the Actual Cash Value of the 2015 Nissan Altima.

The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $3,2,75.42 or 25.6%. Texas Farm Bureau after the defining of the Actual Cash Value now understood it was in their best economic interest to repair the Altima. Through the invoking of the Texas Farm Bureau policy right of appraisal our client has been made whole for his loss with no out-of-pocket expense other than their deductible and his Altima has been restored to its pre-loss condition.

2013 Ford F150
Repair Procedure Issue

August 29, 2021 by Robert McDorman

REPAIR PROCEDURE ISSUE:

Posted August 29, 2021

Our client’s 2013 Ford F150 was involved in a rear-end collision. Our client filed a collision claim with their carrier Allstate Insurance for the loss. Allstate issued a loss statement/repair estimate for $707.77 before the deductible. Our clients certified collision facility issued a preliminary loss statement/repair plan for $11,415.18 to return the Ford to its pre-loss condition. Our client came to us for assistance with the $10,707.41 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition.

As a result of going through the appraisal process in the policy, our subsidiary Vehicle Value Experts came to a binding agreement with the Allstate independent 3^rd party appraiser for $11,415.18 as the loss statement/ repair cost to return our clients 2013 Ford F150 back to its pre-loss condition.

The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $10.707.41 or 1512% from the Allstate loss statement/repair estimate of $707.77. Through the invoking of the Allstate policy right of appraisal our client has been made whole for their loss with no out-of-pocket expense other than their deductible

1967 Mercury Cougar
Repair Procedure Issue

May 13, 2021 by Robert McDorman

REPAIR PROCEDURE ISSUE:

Posted May 13, 2021

Our client’s 1967 Mercury Cougar was damaged from the recent snow storm. Our client filed a claim with her carrier Travelers Insurance for the loss. Travelers refused to issue a repair estimate on the Cougar and instead deemed it a Total Loss and offered her $5,652.50 and Travelers retain the vehicle. Our client wanted her Cougar returned to its per-loss condition. Our clients certified collision facility issued a complete repair plan for $13,000.00 to return her 1967 Mercury Cougar to its pre-loss condition. Our client came to us for assistance with the Travelers under-indemnification of her loss and to see to it her vehicle was returned to its pre-loss condition and not deemed a Total Loss..

As a result of going through the appraisal process in the policy, our subsidiary Vehicle Value Experts came to a binding agreement with the Travelers independent 3^rd party appraiser for $26,343.63.

The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $20,691.13 or 366.1% from the Travelers loss statement of $5,652.50. Through the invoking of the Travelers policy right of appraisal our client has been made whole for her loss and her Cougar is being repaired to its pre-loss condition with no out-of-pocket expense other than her deductible.

2021 Volkswagen Atlas
Repair Procedure Issue

May 11, 2021 by Robert McDorman

Posted May 10, 2021

Our client’s 2021 Volkswagen Atlas was involved in a frontend collision. Our client filed a collision claim with their carrier Allstate Insurance for the loss. Allstate issued a loss statement/repair estimate for $2,515.41 before the deductible. Our clients collision facility issued a preliminary loss statement/repair plan for $11,223.00 to return the 2021 Volkswagen Atlas to its pre-loss condition. Our client came to us for assistance with the $8,707.59 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition.

As a result of going through the appraisal process in the policy, our subsidiary Vehicle Value Experts came to a binding agreement with the Allstate independent 3^rd party appraiser for $9,500.00 as the loss statement/ repair cost to return our clients 2021 Volkswagen Atlas back to its pre-loss condition.

The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $6,984.59 or 277% from the Allstate loss statement/repair estimate of $2,515.41. Through the invoking of the Allstate policy right of appraisal our client has been made whole for their loss with no out-of-pocket expense other than their deductible.

2012 Mercedes S
Repair Procedure Issue

April 24, 2021 by Robert McDorman

REPAIR PROCEDURE ISSUE:

Posted April 24, 2021

Our client’s 2012 Mercedes S63 was involved in a collision. Our client filed a claim with their carrier Farmers Insurance for the loss. Farmers deemed the vehicle a Total Loss. Our clients certified collision facility issued a preliminary loss statement/repair plan for $21,743.02 to return the 2012 Mercedes S63 to its pre-loss condition. Our client wanted their S63 safely returned to its pre-loss OEM condition.

As a result of going through the appraisal process in the policy, our subsidiary Vehicle Value Experts came to a binding agreement with the Farmers independent 3^rd party appraiser for $23,900.00 as the loss statement/ repair cost to return our clients 2012 Mercedes S63 back to its pre-loss condition.

Through the invoking of the Farmers policy right of appraisal our client was able to get their S63 repaired to it’s pre-loss condition.

2019 GMC Sierra
Repair Procedure Issue

April 23, 2021 by Robert McDorman

Repair Procedure Issue

Posted April 23, 2021

Our client’s 2019 GMC Sierra was involved in a hail storm. Our client filed a claim with his carrier Liberty Mutual Insurance for the loss. Liberty Mutual issued a loss statement/repair estimate for $9,245.37 before the deductible. Our clients certified collision facility issued a loss statement/repair plan for $35,934.93 to return the GMC to its pre-loss condition. Our client came to us for assistance with the under-indemnification issue and his potential out-of-pocket expense of $26,689.56 to safely return his truck to its pre-loss OEM condition.

As a result of going through the appraisal process in the policy, a binding agreement between the appraisers was reached for $35,934.93 as the loss statement/ repair cost to return our clients 2019 GMC Sierra back to its pre-loss condition.

The final binding agreement between the appraisers identified an under-indemnification of the loss of $26,689.56 from the Liberty Mutual loss statement/repair estimate of $9,245.37. Through the invoking of the Liberty Mutual policy right of appraisal our client has been made whole for his loss with no out-of-pocket expense other than their deductible.