We Help Automobile Owners
Stop contesting lowball offers on your own.
The days of fighting your insurance company without professional help are over. No matter where you are in the United States, we defend your property interests after an accident — in an area lawyers avoid, where under-assessed losses can cost you thousands.
You keep the majority of every dollar we recover — you have nothing to lose.
What We Fight
Three ways carriers underpay owners — and how we answer each one
Total Loss Claims
Market Valuation Reports are algorithmic estimates — and they routinely undervalue your vehicle. We establish the true Actual Cash Value and negotiate from evidence, not averages.
Diminished Value Claims
After a repair, your vehicle carries an accident history that lowers its resale value. That loss is real, measurable, and recoverable — most owners never claim it.
Repair Procedure Claims
When carriers refuse OEM-required procedures or push substandard parts, we document the full, safe repair your vehicle needs and hold the insurer to its lawful liability.
How It Works
Knowledge and negotiation, in three steps.
Our slogan says it all: fair settlements come from knowledge and negotiation. Here is exactly what that looks like for your claim.
Free claim review
Send us your claim details — from anywhere in the U.S. We tell you honestly what your claim is worth and whether it's worth pursuing. No cost, no obligation.
Independent appraisal
We invoke your policy's appraisal clause and put the country's most expert vehicle appraisers to work establishing your vehicle's true value.
You get paid fairly
We negotiate directly with your carrier. Our fee structure ensures you receive the majority of the settlement increase we win — you have nothing to lose.
Recent owner result — 2024 Lexus RX 350 vs. Progressive
Carrier offer
$9,997
After appraisal
$18,516
An $8,519 difference on a single claim — recovered by invoking the owner’s mandatory right to appraisal. Results like this are documented every week in our Claim of the Week archive.
“They went to bat for me and gained me over $13,000 on my 2021 Chevrolet Tahoe Premier claim! You won’t be disappointed when you ask for their help!”
Automobile Owner FAQs
Why is my insurance company's total loss offer so low?
Insurers are required to use independent appraisal firms whose Market Valuation Reports are produced by algorithms built for speed, not accuracy. These rough estimates frequently contain valuation errors — almost always in the insurer's favor. A certified independent appraisal establishes what your vehicle is actually worth.
Do I need a lawyer to dispute an auto claim settlement?
No — this is an area most lawyers avoid. A licensed public insurance adjuster is the professional built for exactly this: representing you, not the carrier, in documenting and negotiating your claim. Under-assessed losses can cost you thousands, and the appraisal clause in your policy is usually the fastest path to a fair number.
What does it cost to hire Auto Claim Specialists?
Your claim review is free, and our fee structure ensures you receive the majority of the increase in settled value we negotiate on your behalf. We explain exactly how the fee works for your claim type before you commit to anything.
Can you help me if I'm not in Texas?
Yes. We are a National Public Insurance Adjuster Agency licensed in over 30 states, and if yours isn't one of them we can typically add it. Wherever you are in the U.S., contact us and a local Auto Claim Specialist will work your claim.
Free Claim Review
Your insurer's offer is not the final word.
Tell us about your claim and we'll get back to you within 24 hours with a local Auto Claim Specialist working for you — from anywhere in the U.S.
800-736-6816Toll-free, nationwide
Start your free claim review
No cost. No obligation. 24-hour response.