Call Auto Claim Specialists toll-free at 800-736-6816. We are a National Public Insurance Adjuster Agency.

REPAIR PROCEDURE ISSUE:

Our client’s 2015 Ford F-350 was damaged. Our client filed a claim with their carrier Texas Farm Bureau Insurance for the loss. Texas Farm Bureau issued a loss statement/repair estimate for $13,421.23 before the deductible. Our client’s collision facility issued a preliminary loss statement/repair plan for $18,853.87 to return 2015 Ford F-350 to its pre-loss condition. Our client came to us for assistance with the $5,432.64 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition.

As a result of going through the appraisal process in the policy, Vehicle Value Experts came to a binding agreement with the Texas Farm Bureau independent 3rd party appraiser for $18,853.87 as the loss statement/ repair cost to return our clients 2015 Ford F-350 back to its pre-loss condition.

The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $5,432.64 or 40.5% from the Texas Farm Bureau loss statement/repair estimate of $13,421.23. Through the invoking of the Texas Farm Bureau policy right of appraisal our client has been made whole for their loss with no out-of-pocket expense other than their deductible.