REPAIR PROCEDURE ISSUE:
Our client’s 2025 Mercedes CLA 250 was damaged. Our client filed a claim with their carrier USAA Insurance for the loss. USAA issued a loss statement/repair estimate for $3,832.56 before the deductible. Our client’s collision facility issued a preliminary loss statement/repair plan for $5,773.88 return USAA to its pre-loss condition. Our client came to us for assistance with the $1,941.32 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition.
As a result of going through the appraisal process in the policy, Vehicle Value Experts came to a binding agreement with the independent 3rd party appraiser for $7,991.00 as the loss statement/ repair cost to return our clients 2025 Mercedes CLA 250 back to its pre-loss condition.
The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $4,158.44 or 108.50% from the USAA loss statement/repair estimate of $3,832.56. Through the invoking of the USAA policy right of appraisal our client has been made whole for their loss with no out-of-pocket expense other than their deductible.