2020 Ford F-150Total Loss February 21, 2023 by Robert McDorman 2020 Ford F-150 Total Loss Higginbotham Insurance had deemed our client’s 2020 Ford F-150 a Total Loss and offered a settlement of $31,132.70 We successfully settled the claim for a settlement of $36,964.13 Net settlement increase was $5,831.43 or 18.7%.