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2018 Kia OptimaPosted October 6, 2020

GAP Provider Liability Realignment

Geico Insurance had deemed our client’s 2018 Kia Optima a Total Loss and offered her a settlement of $13,530.67. The Geico settlement pass through GAP Provider deductions left our client with a $1,069.00 lagging balance with their lender after the GAP Benefit payment.

We successfully settled the claim for $17,946.85. The revised settlement satisfied our client’s $1,069.00 liability and reduced the GAP Provider liability $2,400.18 or 29.3%.

Net settlement increase was $4,416.18 or 32.6%