REPAIR PROCEDURE ISSUE:
Our client’s 2024 Alfa Romeo Giulia was damaged. Our client filed a claim with their carrier Esurance Insurance for the loss. Esurance issued a loss statement/repair estimate for $6,113.59 before the deductible. Our client’s collision facility issued a preliminary loss statement/repair plan for $8,330.06 return Esurance to its pre-loss condition. Our client came to us for assistance with the $2,216.47 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition.
As a result of going through the appraisal process in the policy, Vehicle Value Experts came to a binding agreement with the v independent 3rd party appraiser for $8,617.75 as the loss statement/ repair cost to return our clients 2024 Alfa Romeo Giulia back to its pre-loss condition.
The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $2,504.16 or 40.96% from the Esurance loss statement/repair estimate of $6,113.59 Through the invoking of the Esurance policy right of appraisal our client has been made whole for their loss with no out-of-pocket expense other than their deductible.