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Texas Mandatory Appraisal Rules
The public record of a consumer-rights victory.
Effective September 1, 2025, Texas law requires every personal auto policy to include a mandatory, binding appraisal clause — the result of years of testimony, data, and advocacy that ACS helped lead. This library is the complete paper trail: the bill itself, TDI’s rulemaking, stakeholder comments, court filings, and press coverage.
SB 458 signed into law23 documents on record
Lone Star Repairers Speak Up for RTA TransparencyTexas Automotive ArticlesJuly 2026· Texas AutomotiveOpen PDFTexas Mandatory Appraisal Clause — Potential Financial Impact for the InsuredAnalysis & DataJune 2026· Auto Claim SpecialistsOpen PDFTDI 2024 Appraisal Experience Data Call ReportAnalysis & DataJune 2026· Texas Dept. of InsuranceOpen PDFRTA Rules: Polishing the Final TouchTexas Automotive ArticlesJune 2026· Texas AutomotiveOpen PDFACS Supplemental Comments to TDI Final Draft of Proposed Appraisal RequirementsPublic CommentsJune 2026· Auto Claim SpecialistsOpen PDFTexas Watch Comments to TDI Final Draft of Proposed Appraisal RequirementsPublic CommentsJune 2026· Texas WatchOpen PDFACS Comments to TDI Final Draft of Proposed Appraisal RequirementsPublic CommentsMay 2026· Auto Claim SpecialistsOpen PDFACS Additional Comments to TDI Final Draft of Proposed Appraisal RequirementsPublic CommentsMay 2026· Auto Claim SpecialistsOpen PDFTDI Proposes New Rules on Appraisal ProcessTDI RulemakingApril 2026· Texas Dept. of InsuranceOpen PDFSCOT Writ of Mandamus 25-0461 ArguedCourt DocumentsFebruary 2026· Supreme Court of TexasOpen PDFHow Do the Texas Mandatory Binding RTA Rules Affect State Farm Policy Holders?Texas Automotive ArticlesDecember 2025· Texas AutomotiveOpen PDFKeeping the Public Informed on Mandatory Right to AppraisalTexas Automotive ArticlesNovember 2025· Texas AutomotiveOpen PDFGillespy v Consumers County — TranscriptCourt DocumentsNovember 2025· Court recordOpen PDFInforming the Public About Mandatory Right to AppraisalTexas Automotive ArticlesOctober 2025· Texas AutomotiveOpen PDFTDI Rule Making & Appraiser & Umpire Qualifications — Working DraftTDI RulemakingOctober 2025· Texas Dept. of InsuranceOpen PDFACS Comments to TDI Working Draft on Rules Mandating Appraisal ProvisionsPublic CommentsOctober 2025· Auto Claim SpecialistsOpen PDFTADA Comments to TDI Working Draft on Rules Mandating Appraisal ProvisionsPublic CommentsOctober 2025· TADAOpen PDFTexas Watch Comments to TDI Working Draft on Rules Mandating Appraisal ProvisionsPublic CommentsOctober 2025· Texas WatchOpen PDFABAT Comments to TDI Working Draft on Rules Mandating Appraisal ProvisionsPublic CommentsOctober 2025· ABATOpen PDFMore Mandatory Appraisal Bill: Rule Making Considerations ExploredTexas Automotive ArticlesSeptember 2025· Texas AutomotiveOpen PDFExploring the Texas Mandatory Binding RTA Rule Making Phase & Qualification CriteriaTexas Automotive ArticlesAugust 2025· Texas AutomotiveOpen PDFSB 458 Certified BillLegislationJuly 2025· Texas LegislatureOpen PDFTexas Mandatory Binding Right to Appraisal Becomes LawTexas Automotive ArticlesJuly 2025· Texas AutomotiveOpen PDF
Want the story behind these documents? Read about the consumer who donated a $248,000 verdict to this fight, or support the effort yourself.
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