2011 BMW X3Total Loss April 28, 2022 by Robert McDorman Posted April 28, 2022 2011 BMW X3 Total Loss Geico Insurance had deemed our client’s 2011 BMW X3 a Total Loss and offered him a settlement of $11,226.75. We successfully settled his claim for a settlement of $14,796.75 Net settlement increase was $3,570.00 or 31.8%.