We Help Loaner Fleets
Every damaged unit leaks money in three directions.
Underpaid repairs. Unclaimed diminished value. Disputed loss of use. When a customer or third party damages a loaner, most operators recover a fraction of the true exposure — because the carrier is counting on nobody doing the math. We do the math.
Per-unit recovery across repair, diminished value, and loss of use.
The Three Leaks
What carriers underpay on every fleet claim
Underpaid repairs on fleet units
Carrier estimates on damaged loaners run short just like consumer claims — but across a fleet, short-pays compound into a real line item. We document the full OEM repair and pursue the lawful liability.
Diminished value nobody claims
A loaner with an accident history is worth less at remarketing time. That loss is measurable and recoverable — and on newer fleet units it's often thousands per vehicle.
Loss of use while it sits
Every day a damaged unit is out of service costs you utilization. We quantify and pursue loss of use as part of the claim instead of letting the carrier wait you out.
Built For This
ACS is headed by a lifelong automotive operator who has owned dealerships and every business around them — including the fleets. We know exactly what a unit’s downtime, history, and remarketing hit actually cost, and we make the carrier’s settlement reflect it.
Fleet FAQs
Who counts as a loaner fleet?
Dealership service loaners, courtesy cars, rental fleets, and any operation that keeps vehicles in service for customers. If a third party or their carrier damages one of your units, you have a property claim — and it's usually undervalued.
What can be recovered when a fleet unit is damaged?
Three streams: the full cost of a safe OEM-conforming repair (not the carrier's discounted estimate), the unit's diminished value at remarketing, and loss of use for the time it's out of service. Most fleet operators only collect the first — partially.
How does the engagement work for a fleet operator?
Same as every ACS engagement: we review the claim free, establish accurate values with certified appraisals, and negotiate with the carrier so recoveries reflect the true loss. Contact us and we'll scope it against your fleet.
Free Claim Review
Stop absorbing fleet losses that aren't yours.
Tell us about your fleet and the claims you're carrying — we'll show you what's recoverable, unit by unit.
800-736-6816Toll-free, nationwide
Start your free claim review
No cost. No obligation. 24-hour response.