2019 BMW X3Total Loss September 30, 2021 by Robert McDorman Posted September 30, 21 2019 BMW X3 Total Loss Geico Insurance had deemed our client’s 2019 BMW X3 a Total Loss and offered him a settlement of $52,229.50. We successfully settled his claim for a settlement of $56,952.61. Net settlement increase was $4,653.11 or 8.9%.