BMW M5Total Loss December 14, 2017 by Robert McDorman Posted December 14, 2017 USAA Insurance had deemed our client’s 2013 BMW M5 a Total Loss and offered him a settlement of $47,577.69. We successfully settled his claim for a settlement of $56,206.25. Net settlement increase was $8,628.56 or 18.1% See What Our Client Had To Say About Us!