REPAIR PROCEDURE ISSUE:
Our client’s 2019 Chevrolet Traverse was damaged. Our client filed a claim with their carrier USAA Insurance for the loss. USAA issued a loss statement/repair estimate for $12,515.96 before the deductible. Our client’s collision facility issued a preliminary loss statement/repair plan for $15,283.31 to return USAA to its pre-loss condition. Our client came to us for assistance with the $2,767.35 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition.
As a result of going through the appraisal process in the policy, Vehicle Value Experts came to a binding agreement with the USAA independent 3rd party appraiser for $13,892.37 as the loss statement/ repair cost to return our clients 2019 Chevrolet Traverse back to its pre-loss condition.
The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $5,177.00 or 11.0% from the USAA loss statement/repair estimate of $1,376.41. Through the invoking of the Allstate policy right of appraisal our client has been made whole for their loss with no out-of-pocket expense other than their deductible.