REPAIR PROCEDURE ISSUE:
Our client's 2021 Dodge Challenger was damaged. Our client filed a claim with their carrier Safeco Insurance for the loss. Safeco Insurance issued a loss statement/repair estimate for $3,261.20 before the deductible. Our client's collision facility issued a preliminary loss statement/repair plan for $5,218.43 to return our client's 2021 Dodge Challenger to its pre-loss condition. Our client came to us for assistance with the $1,957.23 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition.
As a result of going through the appraisal process in the policy, the selected Independent Appraiser firm came to a binding agreement with the Safeco Insurance independent 3rd party appraiser for $6,070.62 as the loss statement/repair cost to return our client's 2021 Dodge Challenger back to its pre-loss condition.
The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $2,809.42 or 86.15% from the Safeco Insurance loss statement/repair estimate of $3,261.20. Through the invoking of the Safeco Insurance policy right of appraisal our client has been made whole for their loss with no out-of-pocket expense other than their deductible.