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Repair Procedure Issue

Our client’s 2022 BMW X7 was damaged. Our client filed a collision claim with their carrier Allstate Insurance for the loss. Allstate issued a loss statement/repair estimate for $8,459.04 before the deductible. Our client’s collision facility issued a preliminary loss statement/repair plan for $12,038.72 to return 2022 BMW X7 to its pre-loss condition. Our client came to us for assistance with the $3,579.68 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition.

As a result of going through the appraisal process in the policy, Vehicle Value Experts came to a binding agreement with the Allstate independent 3rd party appraiser for $11,267.70 as the loss statement/ repair cost to return our clients 2022 BMW X7 back to its pre-loss condition.

The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $2,808.66 or 33.2% from the Allstate loss statement/repair estimate of $8,459.04. Through the invoking of the Allstate policy right of appraisal our client has been made whole for their loss with no out-of-pocket expense other than their deductible.