REPAIR PROCEDURE ISSUE:
Our client’s 2024 Subaru Outback was damaged. Our client filed a claim with their carrier Erie Insurance for the loss. USAA issued a loss statement/repair estimate for $4,786.52 before the deductible. Our client’s collision facility issued a preliminary loss statement/repair plan for $12,233.57 return Erie to its pre-loss condition. Our client came to us for assistance with the $7,447.05 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition.
As a result of going through the appraisal process in the policy, Vehicle Value Experts came to a binding agreement with the Erie independent 3rd party appraiser for $11,500.00 as the loss statement/ repair cost to return our clients 2024 Subaru Outback back to its pre-loss condition.
The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $6,713.48 or 140.26% from the Erie loss statement/repair estimate of $4,786.52.Through the invoking of the Erie policy right of appraisal our client has bee made whole for their loss with no out-of-pocket expense other than their deductible.