2018 Mercedes SLC300 Total Loss
Liberty Mutual Insurance had deemed our client’s 2018 Mercedes SLC300 a Total Loss and offered a settlement of $36,513.88
We successfully settled the claim for a settlement of $40,375.00
Net settlement increase was $3,861.12 or 10.6%.
GAP Provider Liability Realignment
Liberty Mutual Insurance had deemed our client’s 2018 Nissan Rogue a Total Loss and offered a settlement of $29,476.00
We successfully settled the claim for $32,108.20. The revised settlement reduced the GAP Provider liability $557.53 or 75.0%.
Net settlement increase was $2,632.20 or 8.9%
Repair Procedure Issue
Our client’s 2020 BMW X1 was damaged. Our client filed a collision claim with their carrier Liberty Mutual Insurance for the loss. Liberty Mutual issued a loss statement/repair estimate for $5,355.70 before the deductible. Our client’s collision facility issued a preliminary loss statement/repair plan for $7,998.51 to return 2020 BMW X1 to its pre-loss condition. Our client came to us for assistance with the $2,642.81 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition.
As a result of going through the appraisal process in the policy, Vehicle Value Experts came to a binding agreement with the Liberty Mutual independent 3rd party appraiser for $7,795.36 as the loss statement/ repair cost to return our clients 2020 BMW X1 back to its pre-loss condition.
The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $2,592.14 or 45.6% from the Liberty Mutual loss statement/repair estimate of $5,355.70. Through the invoking of the Liberty Mutual policy right of appraisal our client has been made whole for their loss with no out-of-pocket expense other than their deductible.
2013 GMC Sierra 2500 Total Loss
Liberty Mutual Insurance had deemed our client’s 2013 GMC Sierra 2500 a Total Loss and offered a settlement of $12,972.06
We successfully settled the claim for a settlement of $16,150.00
Net settlement increase was $3,177.94 or 24.5%.
Repair Procedure Issue
Our client’s 2018 Cadillac XT5 was damaged. Our client filed a collision claim with their carrier Liberty Mutual Insurance for the loss. Liberty Mutual issued a loss statement/repair estimate for $8,879.15 before the deductible. Our client’s collision facility issued a preliminary loss statement/repair plan for $15,705.11 to return 2018 Cadillac XT5 to its pre-loss condition. Our client came to us for assistance with the $6,825.96 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition.
As a result of going through the appraisal process in the policy, Vehicle Value Experts came to a binding agreement with the Liberty Mutual independent 3rd party appraiser for $15,329.86 as the loss statement/ repair cost to return our clients 2018 Cadillac XT5 back to its pre-loss condition.
The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $6,853.88 or 72.7% from the Liberty Mutual loss statement/repair estimate of $8,879.15. Through the invoking of the Liberty Mutual policy right of appraisal our client has been made whole for their loss with no out-of-pocket expense other than their deductible.
Repair Procedure Issue
Our client’s 2019 GMC Acadia was damaged. Our client filed a collision claim with their carrier Liberty Mutual Insurance for the loss. Liberty Mutual issued a loss statement/repair estimate for $12,018.50 before the deductible. Our client’s collision facility issued a preliminary loss statement/repair plan for $22,453.49 to return 2019 GMC Acadia to its pre-loss condition. Our client came to us for assistance with the $10,434.99 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition.
As a result of going through the appraisal process in the policy, Vehicle Value Experts came to a binding agreement with the Liberty Mutual independent 3rd party appraiser for $21,064.19 as the loss statement/ repair cost to return our clients 2019 GMC Acadia back to its pre-loss condition.
The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $9,611.04 or 75.3% from the Liberty Mutual loss statement/repair estimate of $12,018.50. Through the invoking of the Liberty Mutual policy right of appraisal our client has been made whole for their loss with no out-of-pocket expense other than their deductible.