2016 Lexus RX350 Total Loss
Liberty County Mutual Insurance had deemed our client’s 2016 Lexus RX350 a Total Loss and offered a settlement of $29,160.31
We successfully settled the claim for a settlement of $33,463.44
Net settlement increase was $4,303.13 or 14.8%.
Repair Procedure Issue
Our client’s 2016 Dodge RAM 3500 was damaged. Our client filed a collision claim with their carrier Liberty County Mutual Insurance for the loss. Liberty County Mutual issued a loss statement/repair estimate for $5,720.35 before the deductible. Our client’s collision facility issued a preliminary loss statement/repair plan for $8,333.91 to return 2016 Dodge RAM 3500 to its pre-loss condition. Our client came to us for assistance with the $2,613.56 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition.
As a result of going through the appraisal process in the policy, Vehicle Value Experts came to a binding agreement with the Liberty County Mutual independent 3rd party appraiser for $7,724.97 as the loss statement/ repair cost to return our clients 2016 Dodge RAM 3500 back to its pre-loss condition.
The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $2,129.91 or 35.0% from the Liberty County Mutual loss statement/repair estimate of $5,720.35. Through the invoking of the Liberty County Mutual policy right of appraisal our client has been made whole for their loss with no out-of-pocket expense other than their deductible.
Repair Procedure Issue
Our client’s 2020 Jeep Cherokee was damaged. Our client filed a collision claim with their carrier Liberty County Mutual Insurance for the loss. Liberty County Mutual issued a loss statement/repair estimate for $10,790.43 before the deductible. Our client’s collision facility issued a preliminary loss statement/repair plan for $16,287.17 to return 2020 Jeep Cherokee to its pre-loss condition. Our client came to us for assistance with the $5,496.74 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition.
As a result of going through the appraisal process in the policy, Vehicle Value Experts came to a binding agreement with the Liberty County Mutual independent 3rd party appraiser for $15,848.45 as the loss statement/ repair cost to return our clients 2020 Jeep Cherokee back to its pre-loss condition.
The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $5,374.15 or 46.9% from the Liberty County Mutual loss statement/repair estimate of $10,790.43. Through the invoking of the Liberty County Mutual policy right of appraisal our client has been made whole for their loss with no out-of-pocket expense other than their deductible.
2015 Jeep Wrangler Total Loss
Liberty Mutual Insurance had deemed our client’s 2015 Jeep Wrangler a Total Loss and offered a settlement of $24,132.56
We successfully settled the claim for a settlement of $27,439.06
Net settlement increase was $3,306.50 or 13.7%.
2018 Mercedes SLC300 Total Loss
Liberty Mutual Insurance had deemed our client’s 2018 Mercedes SLC300 a Total Loss and offered a settlement of $36,513.88
We successfully settled the claim for a settlement of $40,375.00
Net settlement increase was $3,861.12 or 10.6%.
GAP Provider Liability Realignment
Liberty Mutual Insurance had deemed our client’s 2018 Nissan Rogue a Total Loss and offered a settlement of $29,476.00
We successfully settled the claim for $32,108.20. The revised settlement reduced the GAP Provider liability $557.53 or 75.0%.
Net settlement increase was $2,632.20 or 8.9%