Repair Procedure Issue

Our client’s 2022 GMC Sierra 1500 was damaged. Our client filed a collision claim with their carrier Progressive Insurance for the loss. Progressive issued a loss statement/repair estimate for $13,000.72 before the deductible. Our client’s collision facility issued a preliminary loss statement/repair plan for $17,274.02 to return 2022 GMC Sierra 1500 to its pre-loss condition. Our client came to us for assistance with the $4,273.30 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition.

As a result of going through the appraisal process in the policy, Vehicle Value Experts came to a binding agreement with the Progressive independent 3^rd party appraiser for $16,539.40 as the loss statement/ repair cost to return our clients 2022 GMC Sierra 1500 back to its pre-loss condition.

The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $3,759.84 or 27.2% from the Progressive loss statement/repair estimate of $13,000.72. Through the invoking of the Progressive policy right of appraisal our client has been made whole for their loss with no out-of-pocket expense other than their deductible.