Farmers Insurance had deemed our clients 2014 Ford Mustang GT a Total Loss and offered him a settlement of $27,748.25. We successfully settled his claim for a settlement of $31,981.25. Net settlement increase was $4,233.00 or 15%.
Ford Mustang Repair Procedure Issue
Our client has a 2017 Ford Mustang and struck a barrier in the road. The OEM Certified Collision Facility our client chose to restore her car back to it’s Pre-Wreck OEM Condition issued a repair estimate for $15,932.63. Our client wanted her Mustang returned back to it’s OEM Pre-Wreck Condition.
Our client has Nationwide Insurance. Nationwide Insurance elected to deem our client’s Mustang a Total Loss. Nationwide employed CCC ONE to issue a Market Valuation Report on the 2017 Ford Mustang. CCC ONE arrived at a Market Value replacement on the Mustang for $21,235.00.
The Damage to Loss Ratio at the CCC ONE Adjusted Vehicle Value ($15,932.63 / $21,235.00 = 75%) was 75%. Texas Transportation Department sets the Total Loss Threshold as 100% of the Actual Cash Value. Meaning if the repair cost minus the paint cost, and sales tax is less than the Actual Cash Value, said vehicle is eligible to be repaired.
Our client employed us to issue a damage loss module, explain to Nationwide the Texas Total Loss Threshold code, and negotiate with Nationwide to repair her car. Nationwide subsequently agreed to the $15,932.63 repair estimate to restore our client’s 2017 Ford Mustang back to it’s Pre-Wreck OEM Condition after presented the facts.
Totaled Chevy Tahoe
The Hartford Insurance Company had deemed our clients 2008 Chevrolet Tahoe a Total Loss and offered him a settlement of $17,599.93. We successfully settled his claim for a settlement of $26,456.25. Net settlement increase was $8,856.32 or 50%.
Volvo XC-60 Inherent Diminished Value


Our Client was involved in a front-end collision. The at-fault party was uninsured.
Our client had Germania Insurance. The repair estimate to return our clients 2017 Volvo XC-60 back to it’s Pre-Wreck OEM Condition was $28,727.27.
Our client employed us to recover their Inherent Diminished Value loss in the amount of $7,500.00.
Germania Insurance paid said $7,500.00 Inherent Diminished Value Claim under our client’s Uninsured/Underinsured policy.
Rear-ended Lexus Repair Procedure Issue
Our client’s Lexus was involved in a rear-end collision. The at-fault party had Liberty Mutual Insurance. Our client also had Liberty Mutual Insurance. Liberty Mutual Insurance issued a repair estimate for $8,212.11.
The Certified Collision Facility chosen by our client issued a repair estimate with the required OEM procedures to return the Lexus back to it’s Pre-Wreck OEM condition in the amount of $17,095.66.
Our client employed us to research the issue, and help resolve the $8,883.55 shortage Liberty Mutual denied liability for. After a thorough investigation of the facts of the claim, Liberty Mutual paid the $17,095.66 to restore our client’s Lexus back to its Pre-Wreck OEM Condition.
Chevrolet C-1500 Total Loss
State Farm Insurance had deemed our clients 2014 Chevrolet C-1500 a Total Loss and offered him a settlement of $39,123.37. We successfully settled his claim for a settlement of $44,093.75. Net settlement increase was $4,970.38 or 12%.