Our client’s 2016 Buick Enclave was damaged. Our client filed a collision claim with their carrier Texas Farm Bureau Insurance for the loss. Texas Farm Bureau issued a loss statement/repair estimate for $4,713.63 before the deductible. Our client’s collision facility issued a preliminary loss statement/repair plan for $14,499.39 to return 2016 Buick Enclave to its pre-loss condition. Our client came to us for assistance with the $9,785.76 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition.

As a result of going through the appraisal process in the policy, Vehicle Value Experts came to a binding agreement with the Texas Farm Bureau independent 3^rd party appraiser for $10,880.63 as the loss statement/ repair cost to return our clients 2016 Buick Enclave back to its pre-loss condition.

The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $6,552.44 or 130.8% from the Texas Farm Bureau loss statement/repair estimate of $4,713.63. Through the invoking of the Texas Farm Bureau policy right of appraisal our client has been made whole for their loss with no out-of-pocket expense other than their deductible.

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REPAIR PROCEDURE ISSUE:

Our client’s 2017 GMC Yukon was damaged. Our client filed a comprehensive claim with their carrier TX Farm Bureau Insurance for the loss. TX Farm Bureau issued a loss statement/repair estimate for $14,282.77 before the deductible. Our client’s collision facility issued a preliminary loss statement/repair plan for $23,955.52 to return 2017 GMC Yukon to its pre-loss condition. Our client came to us for assistance with the $9,672.75 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition.

As a result of going through the appraisal process in the policy, our subsidiary Vehicle Value Experts came to a binding agreement with the TX Farm Bureau independent 3^rd party appraiser for $18,277.45  as the loss statement/ repair cost to return our clients 2017 GMC Yukon back to its pre-loss condition.

The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $4,244.35 or 28.00% from the TX Farm Bureau loss statement/repair estimate of $14,282.77. Through the invoking of the TX Farm Bureau policy right of appraisal our client has been made whole for their loss with no out-of-pocket expense other than their deductible.

REPAIR PROCEDURE ISSUE:

Our client’s 2018 RAM 3500 was damaged. Our client filed a collision claim with their carrier Progressive Insurance for the loss. Progressive issued a loss statement/repair estimate for $5,332.35 before the deductible. Our client’s collision facility issued a preliminary loss statement/repair plan for $12,852.65 to return 2018 RAM 3500 to its pre-loss condition. Our client came to us for assistance with the $7,520.30 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition.

As a result of going through the appraisal process in the policy, our subsidiary Vehicle Value Experts came to a binding agreement with the Progressive independent 3^rd party appraiser for $10,333.26 as the loss statement/ repair cost to return our clients 2018 RAM 3500 back to its pre-loss condition.

The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $5,313.47 or 93.8% from the Progressive loss statement/repair estimate of $5,332.35. Through the invoking of the Progressive policy right of appraisal our client has been made whole for their loss with no out-of-pocket expense other than their deductible.